There is no evidence that Islamic Dua has ever stopped a car from crashing or a plane from falling. It gives the readers a false sense of security that is based on nothing other than hochuspokus (random words). If you consider that no one is listening or responding, then we start taking health and safely a lot more seriously. That is why you find in countries with high religious ratio, a high rate of accidents. Whereas in countries with low ratio of religious people (such as northern Europe, Japan,..etc) they have much lower car, transport, and plane accidents.
Nothing stops you from having an accident if you don’t take due caution and adhere to health and safety procedures. The car seat belt saved more lives than any dua or Quranic verse hanging in the car!!